Fake accident scams

Fake accident scams are a type of insurance fraud where criminals stage accidents or make false claims for compensation. The Insurance Fraud Bureau (IFB) has identified three main types of scams: staged accidents, induced accidents, and ghost accidents. Staged accidents involve criminals purposely crashing into each other and making a claim. Induced accidents are when innocent motorists are set up so criminals can make claims for compensation. Ghost accidents are essentially fake car accident claims that fraudsters submit to insurers.

It’s important to be aware of these scams and to take steps to protect yourself. If you’re involved in an accident that seems suspicious, take photos of the damage and the other driver’s license plate. You should also report any suspicious activity to the police or your insurance company.

Types of scams

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